Tuesday, 4 August 2015

With ITR Or Without ITR Loans Available

Posted by with 4 comments | in
How can give Loans for the person who have not filed IT Returns? This question arises for many people. When the income is good and some reason, if ITR is not filled those cases we can take loans. But the balance maintained in current account can be considered. 
There are lots of products available when going for any kind of loans. Say for example HOME LOAN, we can give home loans if the person has got good salary or turn over. We can fund him considering his ITR and other things. But when he has not filled any ITR and banking is maintained. We have a products for the same.

Most of the time we have to educate the customer to file ITR regularly. If he don't file, he will face problems surely. Mandate is that regular filling and also regularly maintaining bank balance is really good. Many NBFC banks will take deviation for the same. Even reputed banks also will do the same. 

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4 comments:

  1. Unknown8 September 2016 at 16:45

    Read your blog its really informative and helpful keep updating with newer post on Property loan interest rate

    ReplyDelete
  2. Anurag Mishra13 December 2016 at 18:53

    HDFC Reach offers home loans of upto 35 lakhs to salaried and self employed professional even if they don’t have a income proof or can i get home loan without itr.

    ReplyDelete
  3. Anurag Mishra15 December 2016 at 17:02

    HDFC Reach offers home loans of upto 35 lakhs to salaried and self employed professional even if they don’t have a income proof or how to get home loan without itr.

    ReplyDelete
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